Workers' compensation that protects your crew — and your business
When an employee gets hurt on the job, the right policy covers their medical care and lost wages while shielding your business from costly lawsuits. We help Texas employers get it right.
Get a Free QuoteTexas is unique. Texas is the only state that doesn't require most private employers to carry workers' compensation. But going without it ("non-subscribing") exposes your business to lawsuits and loss of key legal protections — and many clients, contracts, and lenders require it. We'll help you weigh your options. This is general information, not legal advice.
Coverage that works when your people need it
Medical care
Doctor visits, hospital stays, medication, and rehab for covered work-related injuries and illnesses.
Lost wages
A portion of income while an injured employee recovers and can't work.
Employer's liability
Protection against many injury-related lawsuits brought against your business.
Disability & death benefits
Long-term benefits and support for families in the most serious cases.
A simple claim process
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1
Report the injury
The employee notifies you, and you document what happened as soon as possible.
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2
File the claim
We help you submit the claim to your carrier quickly and correctly so benefits start without delay.
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3
Care & recovery
The employee receives medical treatment and wage benefits while they recover.
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4
Return to work
We support a smooth return-to-work plan that's good for your employee and your experience rating.
Why it's worth carrying
Lawsuit protection
Keeps a single workplace injury from turning into a business-threatening lawsuit.
Win more contracts
Many general contractors and clients won't hire you without proof of workers' comp.
Take care of your people
Your team knows they're protected if the worst happens — and that builds loyalty.
Get workers' comp that fits your payroll
Tell us about your team and we'll find the right coverage at a fair rate — and keep you compliant.