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Licensed Texas Insurance Agency

Protecting Texas Business with Confidence

Professional commercial insurance solutions, backed by real local service. From the Gulf Coast to the Hill Country, we help you protect what you've built — and grow with peace of mind.

Independent agency Texas-based & statewide Talk to a real person

Trusted protection for Texas industries

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Years protecting Texas business

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Core coverage lines

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Texas regions served

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Texas focused

What We Cover

Commercial insurance, built around your business

Every business carries different risk. We match the right coverage to the work you actually do — and explain it in plain language.

General Liability

Protection against third-party claims for bodily injury, property damage, and advertising injury — the foundation of business coverage.

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Workers' Compensation

Coverage for employee work-related injuries and illnesses, plus protection for your business against related lawsuits.

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Umbrella / Excess Liability

An extra layer of liability protection that sits above your other policies for large, business-threatening claims.

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Contractor's Equipment

Coverage for the tools, machinery, and equipment your crews depend on — on the job site, in transit, or in storage.

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Commercial Auto

Fleet and vehicle coverage for the cars, trucks, and vans your business drives — beyond what a personal policy allows.

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Surety Bonds

Bid, performance, and payment bonds that let you win contracts and prove your business stands behind its work.

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Texas business team reviewing their commercial insurance coverage
Why 365 Insurance

Local roots. Real coverage. No runaround.

We're a Texas agency that understands Texas risk — from Gulf Coast hail and wind to the realities of running a contracting crew or a growing fleet.

  • We know Texas weather risk

    Hail, wind, and flood exposure are part of doing business here. We build policies that account for it instead of leaving gaps.

  • Texas compliance, handled

    From workers' comp expectations to commercial auto requirements, we keep your coverage aligned with state rules.

  • A person, not a portal

    Call and reach someone local who knows your account. We're here before, during, and after a claim.

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Client Voices

What Texas business owners say

Real reviews from our clients on Google.

Licensed in Texas

Independent & local

Independent agency

We shop carriers for you

Serving Texas since 2011

Local experience you can trust

Fast quotes

Often same-day turnaround

Ready to protect your business?

Get a free, no-obligation quote tailored to your industry. It takes just a couple of minutes to start.